In the evolving landscape of digital currencies, OKEx (now rebranded as OKX) remains a leading global cryptocurrency exchange. This guide outlines the streamlined 2025 process for withdrawing funds to your bank card, ensuring security and efficiency.
Prerequisites for Withdrawal
Verified Account
- Complete identity verification (KYC) by submitting government-issued ID and proof of address.
Linked Bank Card
- Ensure your card supports fiat transactions and matches your registered account name.
Step-by-Step Withdrawal Process
1. Log In to Your OKX Account
- Access via OKX official website or mobile app.
2. Navigate to Asset Management
- Click "Assets" > "Withdraw" > "Fiat (Bank Card)".
3. Select Currency and Amount
| Currency | Minimum Withdrawal | Processing Fee |
|----------|-------------------|----------------|
| USD | $50 | 0.5% |
| EUR | €40 | 0.4% |
4. Enter Bank Details
- Card number, SWIFT/IBAN, and bank name (double-check for accuracy).
5. Security Verification
- Confirm via Google Authenticator/SMS code.
6. Submit and Track
- Processing time: 1–3 business days (varies by bank).
Key Considerations
- Market Timing: Convert crypto to fiat during stable market conditions to maximize value.
Withdrawal Limits:
- Tier 1 accounts: $10,000 daily
- Tier 2 accounts: $50,000 daily (requires enhanced verification)
FAQ Section
Q1: Why is my withdrawal pending?
A: Pending status may indicate additional security checks. Contact support if exceeding 72 hours.
Q2: Can I withdraw to an international bank account?
A: Yes, but ensure your bank accepts transfers in the selected currency.
Q3: Are there alternatives to bank withdrawals?
A: Consider P2P trading or stablecoin transfers for lower fees.
👉 Explore OKX’s low-fee trading options
Pro Tips
- Schedule Withdrawals: Avoid weekends/holidays to reduce processing delays.
- Tax Compliance: Maintain records for capital gains reporting in your jurisdiction.
By following this guide, you’ll navigate OKX’s 2025 withdrawal system with confidence. Always prioritize security by enabling 2FA and verifying transaction details before submission.