How to Buy Cryptocurrency with Debit/Credit Cards

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You can instantly purchase crypto with minimal fees using Visa and Mastercard debit/credit cards. Follow these steps to add and use your card for seamless transactions.

Getting Started

  1. Log in to your account

    • Open the OKX app > Buy > Buy Crypto
    • After logging in, navigate to Buy Crypto > Express Buy
  2. Select your preferred cryptocurrency
  3. Enter the amount
    Input the cash amount you wish to spend or the crypto quantity you want to buy, then select Choose Payment Method

  4. Add your card (skip if already added)

    • Enter your card details (debit/credit)
      Note: Only cards registered under your name are accepted.
    • Click Next, provide your billing address, and select Add Card to complete the process.
    • Once added, choose the card from the payment options and click Next.
  5. Review and confirm
    Select your card, preview the purchase, and click Buy.
  6. Complete authentication
    Enter the verification code sent by your bank via SMS or banking app to finalize the transaction.
  7. Order completion
    After purchase, your cash balance will be deducted, and the crypto will reflect in your account.
  8. View order details
    Select Review Details to check your order history or Back to Home to return.

Frequently Asked Questions (FAQs)

1. Which cards are supported?

Visa/Mastercard credit/debit cards from most regions (excluding the U.S., where only debit cards are supported).

2. What are the fees?

Fees vary by currency:

| Currency | Fee |
|----------|------|
| EUR | 1.99%|
| HKD | 2.49%|
| USD | 2.49%|
| SGD | 2.49%|
| AUD | 1.50%|

3. Why can’t I add my card?

Ensure card details are accurate. For further help, contact support. Some cards may require micro-charge verification or 3D Secure authentication.

4. Why is my transaction failing?

Check if your card is expired or details are correct. Contact your bank or support if issues persist.

5. What is the verification code for?

It’s part of 3D Secure authentication by your bank to secure the transaction. Enter the code to proceed.

6. Are fees charged for failed transactions?

No. Only successful transactions incur fees. Reach out to support if needed.

👉 Learn more about secure payments

7. Where can I see my purchased crypto?

Navigate to your portfolio to view assets post-purchase.

8. How do I check my order history?

Pro Tip: For smoother transactions, ensure your card supports international payments and has sufficient funds.

👉 Explore OKX’s payment options