Understanding the HKD to USD Exchange Rate
The Hong Kong Dollar (HKD) and US Dollar (USD) exchange rate is a critical metric for international trade, travel, and investment between Hong Kong and the United States. As of Wednesday, July 2, 2025, at 08:25 UTC, the conversion rate stands at:
1.0000 HKD = 0.1274 USD
This means that for every Hong Kong Dollar, you'll receive approximately 12.74 US cents. The inverse rate shows that:
1 USD = 7.8499 HKD
Real-Time HKD to USD Converter
| Hong Kong Dollars | US Dollars |
|---|---|
| 1 HKD | 0.1274 USD |
| 10 HKD | 1.2739 USD |
| 50 HKD | 6.3695 USD |
| 100 HKD | 12.739 USD |
| 500 HKD | 63.695 USD |
Historical Exchange Rate Analysis
The chart below shows the exchange rate trend from July 2, 2024 to July 1, 2025. During this period:
- Average exchange rate: 0.1284 USD per HKD
- Highest rate: 0.1290 USD on Friday, May 2, 2025
- Lowest rate: 0.1274 USD on Wednesday, July 2, 2025
Key Observations
- The HKD has depreciated by 0.45% against the USD over the past year
- Volatility has been relatively low at -0.84% over 90 days
- The currency pair shows -0.05% movement in the last 30 days
Practical Conversion Tables
Common HKD to USD Conversions
| HKD Amount | USD Equivalent |
|---|---|
| 1,000 HKD | 127.39 USD |
| 5,000 HKD | 636.95 USD |
| 10,000 HKD | 1,273.90 USD |
| 50,000 HKD | 6,369.52 USD |
| 100,000 HKD | 12,739 USD |
USD to HKD Conversions
| USD Amount | HKD Equivalent |
|---|---|
| 1 USD | 7.8499 HKD |
| 10 USD | 78.499 HKD |
| 50 USD | 392.49 HKD |
| 100 USD | 784.99 HKD |
| 1,000 USD | 7,849.89 HKD |
Factors Influencing HKD/USD Rates
Several economic factors affect the exchange rate between Hong Kong Dollars and US Dollars:
- Monetary Policy: Hong Kong's currency board system pegs the HKD to the USD within a tight band
- Trade Balances: The trade relationship between Hong Kong and the US
- Interest Rates: Differential between Hong Kong and US interest rates
- Economic Performance: GDP growth and employment figures in both regions
- Political Stability: Events affecting investor confidence
FAQ: HKD to USD Conversion
Q: Where can I exchange HKD to USD?
A: You can exchange currencies at banks, currency exchange offices, or through online platforms. Major airports and financial districts typically offer exchange services.
Q: Is it better to exchange HKD to USD in Hong Kong or the US?
A: Generally, you'll get better rates in Hong Kong as there's more competition among exchange providers. However, compare rates before making a transaction.
Q: How often do HKD/USD rates change?
A: Exchange rates fluctuate constantly during market hours (24/5). Significant changes typically occur when major economic news is released.
Q: What's the best time to exchange HKD to USD?
A: Mid-week (Tuesday-Thursday) between 3-4 PM GMT often sees optimal liquidity and rates. Avoid weekends when markets are closed.
Q: Are there fees when converting HKD to USD?
A: Most providers charge a small fee or commission. Always check the total cost (exchange rate plus fees) before proceeding.
Q: Can I exchange HKD to USD at any bank?
A: Most major banks offer currency exchange services, but some may require you to order USD in advance for larger amounts.
Long-Term Trends
Over the past decade, the HKD has depreciated slightly against the USD:
- 10-year change: -0.99%
- Year-to-date change: -1.03%
- All-time high: 0.1291 USD (September 26, 2016)
The Hong Kong Dollar's stability is maintained through its peg to the US Dollar, which has been in place since 1983. This system helps maintain Hong Kong's position as a global financial hub while providing exchange rate stability.
Final Thoughts
When converting between Hong Kong Dollars and US Dollars, always:
- Check the current exchange rate
- Compare fees across different providers
- Consider timing your exchange strategically
- Be aware of minimum/maximum exchange amounts
👉 Start your currency exchange
Remember that exchange rates fluctuate constantly, and the rates mentioned here are based on the specific time and date noted. For the most current rates and best deals, always check with your financial provider before making any currency exchanges.