Crypto Exchange Trading Fees: Complete Guide to Rates, Levels & Discounts

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Understanding Trading Fee Structures

Cryptocurrency exchanges employ tiered fee systems based on users' 30-day trading volumes and asset balances. These dynamic rates update daily, rewarding active traders with progressively higher discounts.

Key Determinants of Fee Levels

👉 Maximize your trading savings with OKX's tiered fee structure


Standard User Fee Schedule

| Asset (EUR) / 30-Day Volume (EUR) | Maker Fee | Taker Fee | 24h Withdrawal Limit (USD) |
|-----------------------------------|----------|----------|----------------------------|
| 0 - 20,000 / 0 - 100,000 | 0.100% | 0.150% | 10,000,000 |


VIP User Fee Tiers

VIP levels offer substantially reduced fees for high-volume traders:

VIP Fee Breakdown

| VIP Level | Asset/Volume Threshold (EUR) | Maker Fee | Taker Fee | Withdrawal Limit (USD) |
|-----------|------------------------------------|----------|----------|------------------------|
| VIP 1 | 20,001-25,000 / 100,001-250,000 | 0.070% | 0.095% | 24,000,000 |
| VIP 2 | 25,001-50,000 / 250,001-500,000 | 0.060% | 0.090% | 32,000,000 |
| VIP 3 | 50,001-250,000 / 500,001-2,500,000 | 0.050% | 0.080% | 40,000,000 |
| ... | ... | ... | ... | ... |
| VIP 8 | 5,000,001+ / 50,000,001+ | -0.010% | 0.015% | 80,000,000 |

Negative maker fees indicate rebates—you earn for providing liquidity.


Fee Calculation Methodology

Spot Trading Example

Scenario: Buy 1 USDT at market price (10 EUR) with 0.1% taker fee
Fee = 0.1% × 1 USDT = 0.001 USDT
Net Received = 0.999 USDT

Futures Trading Example

BTC Perpetual Contract (100 contracts at 20,000 USDT/BTC):


Special Fee Rules

  1. Spread Trading Discount

    • 50% reduction on all legs of spread trades
    • Applies to spot-perpetual, futures-futures combinations
  2. Settlement Fees

    • Fixed 0.01% for all expiration settlements
    • Force liquidation fees apply taker rates

Volume Calculation Process

  1. Cryptocurrency Pairs:

    • Convert all trades to BTC → USD → EUR using daily average rates
    • Updated daily at 16:00 UTC
  2. EUR Pairs:

    • Recorded in EUR equivalents at trade execution
  3. Derivatives:

    • Futures/options volumes converted via BTC/USD midpoint prices

Frequently Asked Questions

How often do fee tiers update?

Fee levels recalculate daily at 16:00 UTC based on rolling 30-day metrics.

Can sub-accounts qualify for VIP status?

Yes—main and sub-accounts aggregate volumes/assets for tier determination.

What happens if I withdraw over my 24-hour limit?

Excess withdrawals require customer support approval or waiting until the next UTC day.

Are negative maker fees real?

Absolutely. High-volume liquidity providers earn rebates on certain tiers.


👉 Start optimizing your trading strategy with OKX's competitive fees

Disclaimer: Fees may vary by region. Always verify current rates before trading.


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