Managing cryptocurrencies seamlessly alongside traditional finances requires a crypto-friendly bank. These banks allow you to buy, sell, store, and even earn interest on digital assets—all within a single account. Below, we explore the top banking options for cryptocurrency users worldwide.
Why Choose a Crypto-Friendly Bank?
A cryptocurrency-integrated bank account combines fiat and digital currencies, enabling:
- Instant crypto/fiat conversions
- Secure custody solutions
- Debit cards for crypto spending
- Interest-earning crypto savings
- Compliance with financial regulations
👉 Explore top crypto banking solutions
Top Cryptocurrency Banks Worldwide
| Bank | Key Features | Supported Countries |
|------|-------------|---------------------|
| Revolut | Trade 5+ cryptos, auto-exchange, crypto debit card | EEA, UK, Australia, Canada, Singapore, Switzerland |
| SEBA Bank | Institutional-grade custody, multi-crypto support | Switzerland, Hong Kong, Singapore, EU |
| Wirex | Earn up to 16% APY on crypto, hybrid fiat/crypto accounts | Global (excl. US/Canada) |
| BankProv | FDIC-insured USD accounts for crypto businesses | USA |
| Xapo Bank | Lightning Network support, 4.1% APY on USD deposits | 100+ countries (excl. US) |
1. Revolut: Best for Everyday Crypto Use
Revolut’s app supports Bitcoin, Ethereum, and Litecoin trading with:
- Recurring buys
- Round-up investments
- Direct withdrawals to external wallets
2. SEBA Bank: Institutional-Grade Crypto Services
Swiss-regulated SEBA offers:
- Crypto/fiat trading (BTC, ETH, XLM)
- Asset tokenization
- Staking for institutional clients
3. Wirex: High-Yield Crypto Accounts
Wirex’s X-Account provides:
- Up to 16% interest on crypto holdings
- A Mastercard for spending crypto globally
4. BankProv: Crypto Business Banking (USA)
- FDIC-insured USD accounts
- API integration for crypto startups
- Real-time payments
5. Xapo Bank: Bitcoin Banking with Yield
- 1% APY on Bitcoin deposits
- Lightning Network support
- Global access (except US)
FAQs: Crypto Banking Explained
Can I withdraw crypto from Revolut?
Yes, but network fees apply. Transfers to external wallets are permitted.
Which banks allow Bitcoin trading?
Revolut, N26, SEBA, and Xapo support in-app Bitcoin purchases.
Are crypto banks safe?
Regulated banks like SEBA and BankProv offer insured deposits and cold storage for crypto.
Key Takeaways
- Revolut and Wirex are ideal for retail users.
- SEBA and BankProv cater to businesses/institutions.
- Xapo offers unique Bitcoin yield opportunities.
For a secure way to manage crypto and fiat, 👉 compare top crypto banks.